Transaction Monitoring Analyst

Are you ready to start your career in a rapidly progressing company with service at the heart of everything we do? Then you’ve come to the right place.

We are GC Partners and we are a specialist financial exchange company. We help Private and Corporate clients move their money at the best rate, using our 20 years of experience, our bespoke technology and dedication to customer service. We have 6 offices around the globe including Hong Kong and Dubai, with further expansion in the future.

If you have a collaborative and adaptable work ethic, a drive for success and are looking for your next opportunity then we would like to hear from you.

Job Purpose

Reporting to the Head of Financial Crime, as Transaction Monitoring Analyst you will be focusing on… 

• Conduct daily transaction monitoring and alert reviews, investigating and assessing suspicious activity flagged by the firm’s monitoring system. 
• Analyse complex FX and payment transactions to identify patterns or anomalies indicative of financial crime. 
• Ensure alerts are handled promptly, accurately, and in compliance with internal policies and FCA guidelines. 
• Assess customer profiles and risk ratings to determine whether transactions align with expected activity. 

Duties/Responsibilities

• Exhibit GC values: accountability, passion, integrity, excellence, collaboration and personalisation. 
• Accountable for understanding Consumer Duty policy and procedures; partnering and collaborating within the team to achieve set standards. 
• Escalate potential suspicious activities to the Money Laundering Reporting Officer (MLRO) and prepare Suspicious Activity Reports (SARs) as required. 
• Document findings and decisions clearly and comprehensively to create an audit trail and support regulatory reporting. 
• Assist in filing SARs with relevant authorities (e.g., the National Crime Agency) within stipulated deadlines. 
• Work closely with the Compliance and Risk teams to enhance monitoring effectiveness and adapt to evolving financial crime trends. 
• Provide support in reviewing and updating transaction monitoring policies, procedures, and risk typologies. 
• Assist in the ongoing tuning and improvement of transaction monitoring systems and thresholds. 
• Maintain up-to-date knowledge of FCA regulations, AML/CTF legislation, and other relevant UK/EU financial crime guidelines. 
• Contribute to regular reporting, trend analysis, and management information (MI) reports for senior management and regulatory submissions. 
• Ensure all transaction monitoring activities comply with internal standards and FCA requirements. 
• Participate in training to keep abreast of regulatory changes, industry developments, and emerging financial crime risks. 
• Support ongoing reviews of transaction monitoring processes to enhance efficiency, accuracy, and coverage of financial crime risks. 

Qualification & Experience

Essential :  

• A recent background in dealing with transaction monitoring risks 
• Analytical and critical thinking skills 
• Excellent interpersonal skills 
• Expert attention to detail 
• Experience with transaction monitoring software 
• Strong analytical skills, with the ability to interpret complex data sets and identify unusual transaction patterns 
• Effective written and verbal communication skills, particularly in documenting cases and liaising with stakeholders 

Desirable 

• At least 2 years’ experience in an Authorised Payments Institution or Electronic Money Institution 
• WLB 
• 1-2 years’ experience in a Money Service Business (MSB) offering Money Remittance and Foreign Exchange 
• Demonstrated understanding of the unique risk posed to MSBs from a money laundering perspective 
• Relevant financial crime or AML certifications (e.g., ICA, ACAMS, or equivalent) are an advantage 

Benefits of working at GC Partners

• Workplace pension – employer contributions
• 25 days of holiday per year, plus bank holidays
• Employee assistance programme
• A truly global business with opportunities for growth
• Plus additional benefits

Equal Opportunities

At GC Partners, we value diversity and inclusivity. We believe in celebrating our differences, no matter what that looks like. Join us in creating a workplace where everyone can thrive.

We are an equal opportunity employer. We welcome applicants from all backgrounds and each applicant is given fair consideration throughout the recruitment process.

If you’re interested in joining the GC team, please apply below.

Click here to apply

Please be aware that due to the volume of applicants, we may not be able to respond to all applications.